Affiliate Disclosure
In accordance with the US Federal Trade Commission (FTC) 16 CFR Part 255 guidelines on endorsements and testimonials, and applicable advertising standards in India and other jurisdictions, The Daily Practical discloses that some links on this Site are affiliate links. If you click on these links and make a qualifying purchase, we may earn a commission — at no additional cost to you. This disclosure applies site-wide to all pages, posts, and content on thedailypractical.com.
What Is an Affiliate Link?
An affiliate link is a specially tracked URL that identifies The Daily Practical as the referring source when you click through to a third-party merchant's website. When you make a qualifying purchase or sign up for a service via one of these links, the merchant's tracking system records the referral and pays us a small commission.
This is a standard and widely used practice in online publishing. It allows websites like ours to generate revenue that funds the production of free, high-quality content — without charging readers directly.
How Affiliate Links Work on This Site
You click on a link within one of our articles or guides that leads to a third-party product or service.
A tracking cookie is placed on your browser so the merchant can identify you came from The Daily Practical.
If you complete a qualifying purchase or sign-up within the cookie window, the sale is attributed to us.
The merchant pays us a small commission. You pay the same price you would have paid regardless.
Commission rates vary by merchant and product category, typically ranging from 1% to 10% of the purchase value for physical products, and higher for digital products and services. We do not control commission rates — these are set by each affiliate programme.
Affiliate Programs We Participate In
We participate in affiliate programmes from a range of merchants and networks. The following is a representative — but not exhaustive — list of programmes we may be enrolled in at any given time:
🇺🇸 United States Partners
- Amazon.com Associates Program
- US-based finance & insurance affiliate networks
- Online education & bootcamp platforms
- Tech product and software affiliates
- Real estate & mortgage service affiliates
- Health & wellness product partners
- Digital product and SaaS affiliates
🇮🇳 India & International Partners
- Amazon.in Associates Program
- Flipkart Affiliate Program
- Indian fintech & insurance affiliates
- Other Indian e-commerce networks
- Global digital product platforms
- International SaaS and software tools
- Other regional affiliate networks
This list may change as we join new programmes or discontinue existing ones. The absence of a specific programme from this list does not mean we are not affiliated with it. All affiliate relationships are covered by this disclosure, regardless of whether the specific merchant is listed above.
We are also a participant in the Amazon Services LLC Associates Program, an affiliate advertising programme designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Similarly, we participate in the Amazon.in Associates Programme for linking to Amazon.in.
Our Editorial Independence Promise
Our readers' trust is the foundation of everything we do. We are committed to maintaining complete editorial independence from our affiliate relationships. This means:
We research products and services thoroughly before recommending them, regardless of whether an affiliate programme exists.
We do not accept payment to write positive reviews. Opinions expressed are genuinely held, not bought or influenced by commission rates.
If a product has drawbacks, we say so. A higher commission does not make a product a better recommendation.
We make reasonable efforts to verify pricing and availability at the time of writing, but recommend always checking the merchant's site directly before purchasing.
We review and update our content periodically to ensure recommendations remain relevant and accurate as products and markets change.
If you believe any recommendation on this Site is inaccurate or misleading, please contact us. We take all feedback seriously.
How We Identify Affiliate Content
We comply with FTC guidelines and applicable disclosure requirements by making affiliate relationships clear to our readers. You may see affiliate links identified in the following ways on our Site:
- A disclosure notice at the top or bottom of articles containing affiliate links (e.g., "This article contains affiliate links. We may earn a commission if you make a purchase.")
- Inline disclosures within the body of an article near the affiliate link itself
- A site-wide notice referring readers to this Affiliate Disclosure page
This Affiliate Disclosure page itself serves as a site-wide, blanket disclosure that affiliate links may be present anywhere on thedailypractical.com. You should assume that any link to a third-party product or service may be an affiliate link unless otherwise stated.
Financial Content Disclaimer
A significant portion of our content covers personal finance, investing, insurance, real estate, careers, and related topics. Given the nature of this content and our affiliate relationships in these categories, the following additional disclaimers apply:
Our financial and related content is for educational and informational purposes only.
- Nothing on this Site constitutes personalised financial, investment, tax, legal, or insurance advice.
- Mentions of specific financial products, investment platforms, insurance providers, or educational programmes do not constitute endorsements or recommendations suited to your individual circumstances.
- Returns, salary figures, savings estimates, and other financial projections mentioned in our content are illustrative only and are not guaranteed.
- Past performance of any financial product or strategy is not indicative of future results.
- Your financial situation, risk tolerance, and goals are unique. Always consult a qualified and licensed financial adviser, tax professional, or relevant expert before making financial decisions.
- We may earn commissions from financial product affiliates (such as insurance comparison platforms, online brokers, or fintech services). This does not influence the information we provide, but you should be aware of this relationship.
We are not a registered investment adviser, financial planner, broker, or tax professional. Content related to these areas is produced through independent research of publicly available information.
Tax & Income Compliance
The Daily Practical operates in compliance with applicable tax laws in India and, to the extent required, in other jurisdictions where our affiliate income originates.
- Affiliate commissions and advertising income earned by The Daily Practical are declared and reported in accordance with the Income Tax Act, 1961 (India) and applicable GST regulations where required.
- For US-based affiliate programmes (including Amazon.com Associates), we comply with applicable US tax reporting requirements, including the provision of required tax documentation (such as W-8BEN forms) to US-based affiliate networks.
- We do not make representations about the tax treatment of affiliate income for readers. If you operate your own affiliate or content business, consult a qualified tax professional in your jurisdiction.
Liability & Your Responsibilities
By using this Site and clicking on affiliate links, you acknowledge and agree to the following:
- You understand that affiliate links may be present on any page of this Site and that we may earn a commission on qualifying purchases.
- You accept full responsibility for independently verifying that any product or service meets your specific needs, budget, and requirements before purchasing.
- You acknowledge that the merchant — not The Daily Practical — is solely responsible for the product or service, its quality, delivery, pricing, terms, return policies, and customer support.
- Any disputes regarding a purchase made through an affiliate link must be resolved directly with the merchant. We are not party to any transaction between you and a merchant.
- We are not liable for any loss, dissatisfaction, or harm arising from products or services purchased via affiliate links on this Site.
- We are not responsible for changes in product pricing, availability, features, or promotional terms after the date of publication of any article.
Our full Limitation of Liability terms are set out in our Disclaimer. This Affiliate Disclosure should be read alongside our Disclaimer and Privacy Policy.
Changes to This Disclosure
We may update this Affiliate Disclosure from time to time as we join new affiliate programmes, discontinue existing ones, or as regulations change. When we make changes, we will update the "Last Updated" date at the top of this page.
We encourage you to review this page periodically. Your continued use of this Site after any changes constitutes your acceptance of the updated disclosure. If you have questions about any changes, contact us at support@thedailypractical.com.
Contact Us
If you have any questions about our affiliate relationships, specific product recommendations, or this disclosure, we're happy to help:
The Daily Practical
thedailypractical.com
📧 Email: support@thedailypractical.com
For affiliate-related questions, use subject line: "Affiliate Query"
For product recommendation concerns, use subject line: "Recommendation Feedback"
For reporting inaccurate content, use subject line: "Correction Request"
We aim to respond to all enquiries within 2 business days.
